Heerdt understands the distinct insurance needs of collision repair facilities. Our Garage Liability policy includes auto liability & premises liability, covering employees within their duty scope. We provide premises liability coverage, protecting you if a customer gets injured on your premises. Please note, for employee injuries, a separate Workers Compensation policy is needed.

At Heerdt Insurance Group, we ensure that businesses are equipped to offer financial support to their employees in case of workplace injuries. Workers Compensation Insurance, mandated in most states, offers an efficient system for both employers and employees, eliminating litigation. It's more than just health insurance; it's a safety net specifically designed for on-the-job injuries.

We offer comprehensive insurance solutions for heavy-duty truck and mobile truck repair businesses. Understanding the specific risks of this industry, we're committed to providing coverage that protects your business, employees, and customers.

At Heerdt Insurance Group, our team of experts is dedicated to providing comprehensive coverage for your dealership. Our packages typically include Garage Liability, offering combined general and automotive liabilities protection. We also provide Dealers Open Lot insurance to protect your inventory from various elements like wind, hail, flood, fire, vandalism, and collision. Our Garage Keepers Liability covers any damages to vehicles that your dealership doesn't own but has in custody. Auto Liability extends to scenarios such as test drives, service loaners, and shop vehicles. Additionally, we offer Errors & Omissions coverage specific to used car dealerships, along with Umbrella Coverage for excess protection.

The unique risks involved in towing businesses demand bespoke insurance coverage. At Heerdt, we offer comprehensive collision coverage, ensuring your vehicle is repaired or replaced in case of an accident. To fully cover all aspects of your commercial auto towing business, we provide additional coverages like General Liability, Garage Liability, Garage Keepers Liability, and Cargo coverage.

Specialty insurance is a niche that Heerdt understands well. We offer Hagerty Specialty Insurance, designed to cover unique, rare, or high-value items that standard insurance policies might not cover.